Chattanooga, TN Low Income Housing

Chattanooga, TN Low Income Housing Guide

Qualifying For Low Income Housing in Chattanooga, TN

How do I qualify for low income housing in Chattanooga, TN?
To qualify for low income housing in Tennessee, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Chattanooga, TN

There are a variety of low-income housing options available in Chattanooga, TN, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Chattanooga, TN. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Chattanooga, Tennessee - Hamilton County

Studio Apartments $1,068
One Bedroom Apartments $1,085
Two Bedroom Apartments $1,232
Three Bedroom Apartments $1,569

List of Low Income Housing in or near Chattanooga, TN

Alton Place Apartments - Affordable Community

Alton Place Apartments - Affordable Community - Chattanooga

335 Croll Court
Chattanooga, TN - 37410
(423) 822-5100
Alton Place Apartments, located in Chattanooga, TN, offers comfortable 2 and 3 bedroom floorplans featuring FREE wifi, modern kitchens, washer/dryer, and private balcony or patio. Step outside your apartment home and escape into our resort style amenities including a community room with kitchen, outdoor pool, fitness center and playground. Once you visit, you'll never want to leave! Amenities: Air Conditioning Central Cable Ready Dishwasher Electric Range Garbage Disposal Pa...see full details
Hamilton County

Cummings Place Apartments - Affordable Community

Cummings Place Apartments - Affordable Community - Chattanooga

22 Starview Lane
Chattanooga, TN - 37419
(423) 825-2053
Community Amenities: Online Payments Available Community Room/Clubhouse Pool 24 HR Emergency Maintenance Fitness Center Free Wi-Fi Freeway Access Maintenance On-site Management On-site Package Receiving Resident Referral Program Other Amenities: Spacious Closets Electric Range Washer/Dryer in Apartment Balcony Air Conditioning Central Blinds Cable Ready Carpeted Floors Ceiling Fan Dishwasher Electric Heat Garbage Dispos...see full details
Hamilton County

River View Tower

River View Tower - Chattanooga

500 W M. L. King Blvd
Chattanooga, TN - 37402
(423) 266-8740
River View Tower is a beautiful community conveniently located within walking distance of Downtown and The Tennessee River. Situated on over 4.5 acres of land and breathtaking skyline views that provide beautiful green spaces and views that give you a peaceful setting to unwind and relax when you arrive home; all while being one of the best addresses in Chattanooga. The location provides effortless access to remarkable theaters, Downtown, Tennessee Aquarium, and an abundance of shopping, ...see full details
Hamilton County
See What Other Users Are Saying
Apartment Costs (user reports): $650.00 per month
* See More User Reports on apartment costs

Are Utilities included in rent? (user reports): Yes Elecric and water are includedin the rent.
* See More User Reports on utilities


The Overlook

The Overlook - Chattanooga

1201 Boynton Dr
Chattanooga, TN - 37402
(423) 756-4680
The Overlook offers low income one and two bedroom units. This is a Low Income Housing Tax Credit community and will have rent and income restrictions based on the Area Median Income. Office Hours: M-F 8 am - 5 pm Given the demand for low income housing, there may be a waiting list.  If this listing is incorrect, please contact us using the form below. ...see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Silvertree Seniors Chattanooga Apartments

Silvertree Seniors Chattanooga Apartments - Chattanooga

5465 Highway 58 North
Chattanooga, TN - 37416
(423) 344-8361
125 Senior Apartments. Silvertree Seniors Chattanooga Apartments is a 125-unit High-rise apartment community in the Northeast of Chattanooga, TN. The property stands alone among the quiet woodlands South of Harrison Bay and the surrounding neighborhoods. Built in 1984 and modernized in 2007, Silvetree Chattanooga is a well-built and well-maintained community for seniors ages 62 and over. The property is set back from Highway 58 on a private drive, offering convenient access to one of Chattano...see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Magnolia Gardens Apartments - TN - Chattanooga

779 Martin Luther King Boulevard
Chattanooga, TN - 37403
(423) 479-3005
Amenities:     *Convenient to Downtown and UT Chattanooga Campus     *Income Restrictions Apply (Ask for Details)     *Section 8 Vouchers Accepted     *Two Bedroom/One Bath Garden Units (946 SF)     *Two Bedroom/Two Bath Townhomes (999 SF)     *Three Bed/Two Bath Townhomes (1106 SF)     *Fully Equipped Kitchens with Dishwashers and Disposals     *Washer and Dryer Connections ...see full details
Hamilton County

Chattanooga Housing Authority

Chattanooga Housing Authority - Chattanooga

801 N. Holtzclaw Ave
Chattanooga, TN - 37404
(423)752-4893
Chattanooga Housing Authority provides housing assistance to low income residents through the management of programs such as Low Rent Public Housing and the Housing Choice Voucher Program - Section 8. These programs are income based and the eligibility guidelines are set by HUD. There may be waiting lists for rentals or vouchers and at times the lists may close to new applicants based on the size of and length of wait on the lists. If you are in need of housing assistance in the area plea...see full details
Hamilton County
See What Other Users Are Saying
Apartment Costs (user reports): 2037
* See More User Reports on apartment costs


Department Of Human Services City Of Chattanooga - Chattanooga

501 W. 12th Street
Chattanooga, TN - 37402
423-757-5551
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Financial Management Budget Counseling Mortgage Delinquency and Default Resolution Counseling Pre-purchase Counseling Pre-purchase Homebuyer Education Workshops Rental Housing Counseling Services for Homeless Counseling Languages Spoken at Housing Agency: English Spanish...see full details
Hamilton County

Chattanooga Neighborhood Enterprise, - Chattanooga

1301 Market Street #100
Chattanooga, TN - 37402
423-664-4663
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Fair Housing Pre-Purchase Education Workshops Financial Management Budget Counseling Home Improvement and Rehabilitation Counseling Mortgage Delinquency and Default Resolution Counseling Non-Delinquency Post Purchase Workshops for Homeowners Pre-purchase Counseling Pre-purchase Homebuyer Education Workshops Predatory Lending Education Workshops Languages Spoken at Housing Agency: English...see full details
Hamilton County

Catholic Charities Of East Tennessee - Chattanooga

859 Mccallie Avenue
Chattanooga, TN - 37403
423-267-1297
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Fair Housing Pre-Purchase Education Workshops Financial Management Budget Counseling Pre-purchase Homebuyer Education Workshops Rental Housing Counseling Services for Homeless Counseling Languages Spoken at Housing Agency: English...see full details
Hamilton County
See What Other Users Are Saying
Apartment Costs (user reports): 680
* See More User Reports on apartment costs

Are Utilities included in rent? (user reports): water, trash
* See More User Reports on utilities


28th Legislative District Community Development Corporation - Chattanooga

815 N. Hickory Street
Chattanooga, TN - 37404
423-698-8190
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Financial Management Budget Counseling Pre-purchase Homebuyer Education Workshops Predatory Lending Education Workshops Languages Spoken at Housing Agency: English...see full details
Hamilton County

Timber Ridge Cooperative Ii

Timber Ridge Cooperative Ii - Chattanooga

201 Timber Knoll Dr
Chattanooga, TN - 37421
423-894-0214
Timber Ridge Cooperative Ii is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Timber Ridge Cooperative Ii for complete details on the current vacancies and housing applications....see full details
Hamilton County
Are Utilities included in rent? (user reports): Yes
* See More User Reports on utilities

HUD Housing Apartment
Section 8 apartment

Timber Ridge Cooperative I

Timber Ridge Cooperative I - Chattanooga

201 Timber Knoll Dr
Chattanooga, TN - 37421
423-894-0214
Timber Ridge Cooperative I is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Timber Ridge Cooperative I for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Orange Grove No. 6

Orange Grove No. 6 - Chattanooga

4296 Highwood Dr
Chattanooga, TN - 37415
423-629-1451 Ex
Orange Grove No. 6 is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Orange Grove No. 6 for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Orange Grove Ii

Orange Grove Ii - Chattanooga

3782 Wilcox Blvd
Chattanooga, TN - 37411
423-629-1451 Ex
Orange Grove Ii is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Orange Grove Ii for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Orange Grove I

Orange Grove I - Chattanooga

2721 Folts Dr
Chattanooga, TN - 37415
423-629-1451 Ex
Orange Grove I is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Orange Grove I for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Orange Grove Development No. Two - Chattanooga

7435 Mintom Dr
Chattanooga, TN - 37421
423-629-1451 Ex
Orange Grove Development No. Two is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Orange Grove Development No. Two for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Orange Grove Development No. Seven

Orange Grove Development No. Seven - Chattanooga

4176 Gann Store Rd
Chattanooga, TN - 37343
423-629-1451 Ex
Orange Grove Development No. Seven Inc. is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Orange Grove Development No. Seven Inc. for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Orange Grove Development No. Four

Orange Grove Development No. Four - Chattanooga

304 Sweetbriar Ave
Chattanooga, TN - 37411
423-629-1451 Ex
Orange Grove Development No. Four Inc. is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Orange Grove Development No. Four Inc. for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Orange Grove Development No. 5

Orange Grove Development No. 5 - Chattanooga

1119 Carter Dr
Chattanooga, TN - 37415
423-629-1451 Ex
Orange Grove Development No. 5 is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Orange Grove Development No. 5 for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Oxford Place

Oxford Place - Chattanooga

1301 Saint Thomas St
Chattanooga, TN - 37412
423-624-6593
Oxford Place is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Oxford Place for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Battery Heights Apartments

Battery Heights Apartments - Chattanooga

3401 Campbell St
Chattanooga, TN - 37406
423-624-0311
Battery Heights Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Battery Heights Apartments for complete details on the current vacancies and housing applications....see full details
Hamilton County
Are Utilities included in rent? (user reports): What included utilities
Water
i dont know
* See More User Reports on utilities

HUD Housing Apartment
Section 8 apartment

Eastwood Manor

Eastwood Manor - Chattanooga

3831 Wilcox Blvd
Chattanooga, TN - 37411
423-622-5761
Eastwood Manor is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Eastwood Manor for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Orchard Knob Apartments

Orchard Knob Apartments - Chattanooga

1625 East Fifth St
Chattanooga, TN - 37404
423-622-0040
Orchard Knob Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Orchard Knob Apartments for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Patten Towers

Patten Towers - Chattanooga

One E Eleventh St
Chattanooga, TN - 37402
423-267-1116
Patten Towers is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Patten Towers for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Ridgeway Apartments

Ridgeway Apartments - Chattanooga

1212 Poplar St
Chattanooga, TN - 37403
423-267-1088
Ridgeway Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Ridgeway Apartments for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Whiteside Faith Manor

Whiteside Faith Manor - Chattanooga

735 E 10th St
Chattanooga, TN - 37403
423-266-8325
Whiteside Faith Manor is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Whiteside Faith Manor for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Walden Group Home - Chattanooga

700 Ladd Ave
Chattanooga, TN - 37405
423-265-6390
Walden Group Home is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Walden Group Home for complete details on the current vacancies and housing applications....see full details
Hamilton County
HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Chattanooga, TN

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

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