Essex, MA Low Income Housing Guide
Qualifying For Low Income Housing in Essex, MA
How do I qualify for low income housing in Essex, MA?To qualify for low income housing in Massachusetts, you must meet the following income requirements:
Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.
You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).
You must be a U.S. citizen or a legal immigrant.
In addition to the income requirements, you may also need to meet other eligibility requirements, such as:
- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.
Types of Low Income Housing in Essex, MA
There are a variety of low-income housing options available in Essex, MA, including:- Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
- Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
- Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
- Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
- Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.
In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Essex, MA. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.
PublicHousing.com puts together our list of properties using the above program listings all on one website.
We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.
HUD Fair Market Rent For Essex, Massachusetts - Essex County
Studio Apartments
$1,299
One Bedroom Apartments
$1,483
Two Bedroom Apartments
$1,917
Three Bedroom Apartments
$2,329
List of Low Income Housing in or near Essex, MA
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Powder House Village - Ipswich
108 & 112 County Road
Ipswich, MA - 01938
978-312-4015
Powder House Village provides tenants with affordable living in an unparalleled setting. Energy efficient construction combined with clean walls, new floors and brand new appliances. In addition to living in the lovely coastal community of Ipswich, tenants of Powder House Village will also enjoy: - The advantage of having heat and hot water included in the monthly rent. - A free YMCA of the North Shore family membership (a value of $77/month) and living within walking distance to the Y. - All new appliances including a dishwasher and spacious, bright living space. - Maintenance free living with all landscaping and snow removal provided by a professional management team. - On site YMCA early learning and after school center. - The safety and security of being in a small, close-knit coastal community with an excellent school system and great amenities. 2 bedroom apartments currently available ...see full details
Essex County
Listing Location: 3.81 miles from Essex
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Ipswich Housing Authority - Ipswich
One Agawam Village
Ipswich, MA - 01938
(978) 356-2860
Ipswich Housing Authority provides housing assistance to low income residents through the management of the areas Housing Choice Voucher Program - Section 8. This program is income based and the eligibility guidelines are set by HUD. There may be waiting lists for these vouchers and at times the lists may close to new applicants based on the size of and length of wait on the lists. If you are in need of housing assistance in the area please contact the Housing Authority directly to obtain more information about eligibility requirements, availability of assistance, the status of any waiting lists and their application procedures. ...see full details
Essex County
Listing Location: 3.84 miles from Essex
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Agawam Village Ipswich H.a. - Ipswich
2 Agawam Village
Ipswich, MA - 01938
(508) 356-2860
Agawam Village Ipswich H.a. is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Agawam Village Ipswich H.a. for complete details on the current vacancies and housing applications....see full details
Essex County
Listing Location: 4.28 miles from Essex
HUD Housing Apartment
Section 8 apartment
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Miller Road Group Home - Beverly
15 Miller Road
Beverly, MA - 1915
978-462-8251 x7
Miller Road Group Home is a low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Miller Road Group Home for complete details on the current vacancies and housing applications....see full details
Essex County
Listing Location: 5.27 miles from Essex
HUD Housing Apartment
Section 8 apartment
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Turtle Creek - Beverly
401 Essex St
Beverly, MA - 01915
978-922-1112
Turtle Creek is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Turtle Creek for complete details on the current vacancies and housing applications....see full details
Essex County
Listing Location: 5.46 miles from Essex
HUD Housing Apartment
Section 8 apartment
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Gloucester Housing Authority - Gloucester
259 Washington Street
Gloucester, MA - 01931
(978) 281-4770
Gloucester Housing Authority provides housing assistance to low income residents through the management of programs such as Low Rent Public Housing and the Housing Choice Voucher Program - Section 8. These programs are income based and the eligibility guidelines are set by HUD. There may be waiting lists for rentals or vouchers and at times the lists may close to new applicants based on the size of and length of wait on the lists. If you are in need of housing assistance in the area please contact the Housing Authority directly to obtain more information about eligibility requirements, availability of rentals or vouchers, the status of any waiting lists and their application procedures. ...see full details
Essex County
Listing Location: 5.50 miles from Essex
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Turtle Woods - Beverly
399 Essex St
Beverly, MA - 01915
508-922-1256
Turtle Woods is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Turtle Woods for complete details on the current vacancies and housing applications....see full details
Essex County
Listing Location: 5.57 miles from Essex
HUD Housing Apartment
Section 8 apartment
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Central Grammar Apartments - Affordable Community - Gloucester
10 Dale Avenue
Gloucester, MA - 01930
(978) 281-3010
Community Amenities: Access to Public Transportation Assigned Parking Beautiful Landscaping Community Room Elevator Laundry Facility On-site Maintenance On-Site Management Cats & Dogs Allowed - 1 Max - 20 lbs Max Apartment Amenities: All Electric Kitchen Carpeting Disability Access Dishwasher Disposal Efficient Appliances Heat, Hot Water, and Electric Included Private Balconies and Patios Refrigerator Spectacular Views Available ...see full details
Essex County
Listing Location: 6.23 miles from Essex
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Northridge Homes - Affordable Community - Beverly
81 Northridge Road
Beverly, MA - 01915
(978) 922-6514
Northridge Homes offers residents of this 98-unit cooperative community the convenience of nearby cultural venues, wonderful schools, beautiful beaches, and great transportation options, including easy access to Route 128, commuter rail, and bus routes. Built in 1975, Northridge Homes is a well-established community comprised of two-story townhouses. There are low-, moderate- and market-rate units. The members of the cooperative dont own their actual residence, but rather a share in the community that owns all the buildings. ...see full details
Essex County
Listing Location: 6.32 miles from Essex
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Beverly Affordable Housing Coalition - Beverly
248 Cabot St
Beverly, MA - 01915
(978) 745-5071
The Coalition Is Dedicated To Increasing The Availability Of Quality Housing For Low To Moderate Families And Individuals In Beverly....see full details
Essex County
Listing Location: 7.43 miles from Essex
Non Profit Apartment
Tips for Finding Low-Income Housing in Essex, MA
- 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
- 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
- 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.
Nearby Cities
Apartment Checklist
Check For Waiting ListsMost apartments have waiting lists. Search early and do not just settle on one apartment choice.
Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.
Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.
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