Stearns, KY Low Income Housing

Stearns, KY Low Income Housing Guide

Qualifying For Low Income Housing in Stearns, KY

How do I qualify for low income housing in Stearns, KY?
To qualify for low income housing in Kentucky, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Stearns, KY

There are a variety of low-income housing options available in Stearns, KY, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Stearns, KY. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Stearns, Kentucky - McCreary County

Studio Apartments $577
One Bedroom Apartments $742
Two Bedroom Apartments $926
Three Bedroom Apartments $999

List of Low Income Housing in or near Stearns, KY

Mccreary Apartments - Whitley City

351 Old Bailey Road
Whitley City, KY - 42653
606-376-5688
Mccreary Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Mccreary Apartments for complete details on the current vacancies and housing applications....see full details
McCreary County
Listing Location: 1.96 miles from Stearns

HUD Housing Apartment
Section 8 apartment

Pine Knot Manor - Pine Knot

601 Pine Knot Manor
Pine Knot, KY - 42635
502-866-3000
Pine Knot Manor is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Pine Knot Manor for complete details on the current vacancies and housing applications....see full details
McCreary County
Listing Location: 3.75 miles from Stearns

HUD Housing Apartment
Section 8 apartment

McCreary County Housing Authority - Pine Knot

488 E. Hwy 92
Pine Knot, KY - 42635
(606) 354-2200
McCreary County Housing Authority provides housing assistance to low income residents through the management of Low Rent Public Housing. This program is income based and the eligibility guidelines are set by HUD. There may be waiting lists for these rentals and at times the lists may close to new applicants based on the size of and length of wait on the lists. If you are in need of assistance in the area please contact the Housing Authority directly to obtain more information about eligibility requirements, availability of rentals, the status of any waiting lists and their application procedures. ...see full details
McCreary County
Listing Location: 4.50 miles from Stearns


Albert Pike Apartments - Little Rock

701 Scott Street
Little Rock, KY - 72201
(501) 372-5211
Albert Pike Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Albert Pike Apartments for complete details on the current vacancies and housing applications....see full details
McCreary County
Listing Location: 10.76 miles from Stearns


Blue Ridge Group Home - Oneida

237 Lloyd Street
Oneida, TN - 37766
865-481-6170 Ex
Blue Ridge Group Home is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Blue Ridge Group Home for complete details on the current vacancies and housing applications....see full details
McCreary County
Listing Location: 13.48 miles from Stearns

HUD Housing Apartment
Section 8 apartment

Westminster Place - Oneida

144 N Main St
Oneida, TN - 37841
(423) 569-9505
Westminster Place is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Westminster Place for complete details on the current vacancies and housing applications....see full details
McCreary County
Listing Location: 13.49 miles from Stearns

HUD Housing Apartment
Section 8 apartment

Mt Morgan Apartments - Williamsburg

564 Brush Arbor Rd
Williamsburg, KY - 40769
606-549-4963
Mt Morgan Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Mt Morgan Apartments for complete details on the current vacancies and housing applications....see full details
McCreary County
Listing Location: 16.75 miles from Stearns

HUD Housing Apartment
Section 8 apartment

Hope Group Homes - Huntsville

161 Water Plant Rd.
Huntsville, TN - 37756
423-663-3818
Hope Group Homes is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Hope Group Homes for complete details on the current vacancies and housing applications....see full details
McCreary County
Listing Location: 19.22 miles from Stearns

HUD Housing Apartment
Section 8 apartment

Highlander Pointe Apartments - Huntsville

216 Lander Drive
Huntsville, TN - 37756
(423) 663-4244
Highlander Pointe Apartments offers 20 low income one and two bedroom units. This is a Low Income Housing Tax Credit community and will have rent and income restrictions based on the Area Median Income. Given the demand for low income housing, there may be a waiting list. If this listing is incorrect, please contact us using the form below. ...see full details
McCreary County
Listing Location: 19.93 miles from Stearns


Jellico Towers - Jellico

226 Fifth St
Jellico, TN - 37762
423-784-0102
Jellico Towers is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Jellico Towers for complete details on the current vacancies and housing applications....see full details
McCreary County
Listing Location: 20.83 miles from Stearns

HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Stearns, KY

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Nearby Cities


Apartment Checklist
Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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