Cumberland, KY Low Income Housing

Cumberland, KY Low Income Housing Guide

Qualifying For Low Income Housing in Cumberland, KY

How do I qualify for low income housing in Cumberland, KY?
To qualify for low income housing in Kentucky, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Cumberland, KY

There are a variety of low-income housing options available in Cumberland, KY, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Cumberland, KY. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Cumberland, Kentucky - Harlan County

Studio Apartments $616
One Bedroom Apartments $673
Two Bedroom Apartments $850
Three Bedroom Apartments $1,130

List of Low Income Housing in or near Cumberland, KY

Cumberland Housing Authority - Cumberland

178 Russell Drive
Cumberland, KY - 40823
(606) 589-4600
Cumberland Housing Authority provides housing assistance to low income residents through the management of Low Rent Public Housing. This program is income based and the eligibility guidelines are set by HUD. There may be waiting lists for these rentals and at times the lists may close to new applicants based on the size of and length of wait on the lists. If you are in need of assistance in the area please contact the Housing Authority directly to obtain more information about eligibility...see full details
Harlan County

Pride Terrace Single-fam - Cumberland

502 Last Resort Court
Cumberland, KY - 40823
606-589-2817
Pride Terrace Single-fam is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Pride Terrace Single-fam for complete details on the current vacancies and housing applications....see full details
Harlan County
HUD Housing Apartment
Section 8 apartment

Pride Terrace Multi-fam - Cumberland

504 Last Resort Court
Cumberland, KY - 40823
606-589-2817
Pride Terrace Multi-fam is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Pride Terrace Multi-fam for complete details on the current vacancies and housing applications....see full details
Harlan County
HUD Housing Apartment
Section 8 apartment

Cumberland Manor - Cumberland - Cumberland

201 Mastin Dr
Cumberland, KY - 40823
606-589-2014
Cumberland Manor - Cumberland is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Cumberland Manor - Cumberland for complete details on the current vacancies and housing applications....see full details
Harlan County
See What Other Users Are Saying
Apartment Costs (user reports): Apartments for a 3 bedroom are over $600, 2 bedrooms between $400-$500 and 1 bedroom are between $3-400 dollars a month.
* See More User Reports on apartment costs

Are Utilities included in rent? (user reports): Water garbage
Water, (but the bill isn't being paid by the owner currently), and garbage.
* See More User Reports on utilities

HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Cumberland, KY

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Nearby Cities


Apartment Checklist
Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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