Covington, KY Low Income Housing

Covington, KY Low Income Housing Guide

Qualifying For Low Income Housing in Covington, KY

How do I qualify for low income housing in Covington, KY?
To qualify for low income housing in Kentucky, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Covington, KY

There are a variety of low-income housing options available in Covington, KY, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Covington, KY. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Covington, Kentucky - Kenton County

Studio Apartments $810
One Bedroom Apartments $919
Two Bedroom Apartments $1,195
Three Bedroom Apartments $1,588

List of Low Income Housing in or near Covington, KY

Covington Hope Village

Covington Hope Village - Covington

1550 Banklick St
Covington, KY - 41011
(859) 581-0755
Goodwill Village Apartments is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). They have efficiency units as well as 1 bedroom apartments. Contact Goodwill Village Apartments for complete details on the current vacancies and housing applications. ...see full details
Kenton County
HUD Housing Apartment
Section 8 apartment

WH MainStrasse Apartments Greer Street

WH MainStrasse Apartments Greer Street - Covington

710 Greer Street
Covington, KY - 41011
(617) 261-9898
Housing Property for Low-income Families and Individuals. Number of Units at this property: 41 Occupants type: Family housing This is a Low Income Housing community. Contact the property for current availability; wait lists may apply. ...see full details
Kenton County

WH MainStrasse Apartments Family Housing Bakewell

WH MainStrasse Apartments Family Housing Bakewell - Covington

831 Bakewell
Covington, KY - 41011
(617) 261-9898
Housing Property for Low-income Families and Individuals. Number of Units at this property: 41 Occupants type: Family housing This is a Low Income Housing community. Contact the property for current availability; wait lists may apply. ...see full details
Kenton County

Rivers Edge at Eastside Pointe

Rivers Edge at Eastside Pointe - Covington

1028 Greenup Street
Covington, KY - 41011
(859) 581-3300
Community Amenities:     Affordable Housing Income Restrictions     24-Hour Emergency Service     Clubhouse with Business Center     Health and Fitness Center     Pavilion with Outdoor Dining     Pet Friendly Community  Apartment Amenities:     Cable & Internet Ready     Dishwasher     Disposal     Intrusion Alarm     Unique Open Floor Plans     Washe...see full details
Kenton County

Donald Wilson, Greater Cincinnati, Wilson Enterprise

Donald Wilson, Greater Cincinnati, Wilson Enterprise - Covington

228 E15th st #2
Covington, KY - 41011
513-478-2286
1 Bedroom apartment above Carryout, Large Rooms, Inside redone about 2 years ago after a fire, Wall to Wall Carpet, Plenty of Closet Space, Large Kitchen with newer Appliances and new Tile. On Busline, Accross from Community Action Center, Just blocks to Grocery Store and Laundry Mat. $400 Deposit $400 a month We pay water you pay Gas & Electric. No Pets! Hud Approved! We also accept other types of housing assistance vouchers. Call us to find out if we accept yours. Call 513-478-228...see full details
Kenton County

Housing Authority of Covington

Housing Authority of Covington - Covington

2300 Madison Avenue
Covington, KY - 41014
(859) 491-5311
Housing Authority of Covington provides housing assistance to low income residents through the management of programs such as Low Rent Public Housing and the Housing Choice Voucher Program - Section 8. These programs are income based and the eligibility guidelines are set by HUD. There may be waiting lists for rentals or vouchers and at times the lists may close to new applicants based on the size of and length of wait on the lists. If you are in need of housing assistance in the area ple...see full details
Kenton County
Are Utilities included in rent? (user reports): Do have a bdrm available
* See More User Reports on utilities


City of Covington Section 8 Office

City of Covington Section 8 Office - Covington

638 Madison Avenue – 5th floor
Covington, KY - 41014
(859) 292-2188
City of Covington provides housing assistance to low income residents through the management of the areas Housing Choice Voucher Program - Section 8. This program is income based and the eligibility guidelines are set by HUD. There may be waiting lists for vouchers and at times the lists may close to new applicants based ion the size of and length of wait on the lists. If you are in need of assistance in the area please contact the City of Covington Section 8 Office  for more informat...see full details
Kenton County

Legal Aid Of The Bluegrass - Covington

104 East 7th Street
Covington, KY - 41011
606-784-8921-2125
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Mortgage Delinquency and Default Resolution Counseling Non-Delinquency Post Purchase Workshops for Homeowners Pre-purchase Counseling Pre-purchase Homebuyer Education Workshops Predatory Lending Education Workshops Rental Housing Counseling Services for Homeless Counseling Languages Spoken at Housing Agency: English Spanish ...see full details
Kenton County

Catholic Charities, Diocese Of Covington - Covington

3629 Church Street
Covington, KY - 41015
859-581-8974-122
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Fair Housing Pre-Purchase Education Workshops Financial Management Budget Counseling Mortgage Delinquency and Default Resolution Counseling Non-Delinquency Post Purchase Workshops for Homeowners Pre-purchase Counseling Pre-purchase Homebuyer Education Workshops Predatory Lending Education Workshops Rental Housing Counseling Services for Homeless Counseling Languages Spoken at Housing Agency: Eng...see full details
Kenton County

The Colony - Low Income Apartments

The Colony - Low Income Apartments - Covington

3800 Locke St
Covington, KY - 41015
(859) 581-2214
The Colony is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact The Colony for complete details on the current vacancies and housing applications. Amenities & Services: Air Conditioning Bus Line Cable Ready Emergency Call System Handicapped Modified Landscaping Laundry Facility Off-street parking Pet Friendly Social Services Sprinkler System Trash Included Lawn Care Mainte...see full details
Kenton County
See What Other Users Are Saying
Apartment Costs (user reports): 30 per cent of income minus certain deductions
* See More User Reports on apartment costs

Are Utilities included in rent? (user reports): All
* See More User Reports on utilities

HUD Housing Apartment
Section 8 apartment

Hathaway Court Apartments - Covington

1200 Highway Ave
Covington, KY - 41011
859-491-5301
Hathaway Court Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Hathaway Court Apartments for complete details on the current vacancies and housing applications....see full details
Kenton County
HUD Housing Apartment
Section 8 apartment

Bismarck Apartments - Covington

P. O. Box 175828
Covington, KY - 41017
859-341-6777
Bismarck Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Bismarck Apartments for complete details on the current vacancies and housing applications....see full details
Kenton County
HUD Housing Apartment
Section 8 apartment

The Austinburg Apartments - Covington

411 Patton St
Covington, KY - 41011
859-291-9047
The Austinburg Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact The Austinburg Apartments for complete details on the current vacancies and housing applications....see full details
Kenton County
HUD Housing Apartment
Section 8 apartment

St. Aloysius Apartments

St. Aloysius Apartments - Covington

410 W 8th St
Covington, KY - 41011
(859) 581-2269
St. Aloysius Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact St. Aloysius Apartments for complete details on the current vacancies and housing applications. Community Amenities:     Affordable Housing Income Restrictions     BBQ/Picnic Area     Community Room     Controlled Access/Gated     Elevator     Laundry Facilities   &...see full details
Kenton County
HUD Housing Apartment
Section 8 apartment

Lasalette Gardens Apartments - Covington

702 Greenup St
Covington, KY - 41011
859.431.5369
Lasalette Gardens Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Lasalette Gardens Apartments for complete details on the current vacancies and housing applications....see full details
Kenton County
HUD Housing Apartment
Section 8 apartment

Gardens At Greenup - Covington

1102 - 1116 Greenup St
Covington, KY - 41011
606 431 8717
Gardens At Greenup is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Gardens At Greenup for complete details on the current vacancies and housing applications....see full details
Kenton County
HUD Housing Apartment
Section 8 apartment

Cambridge Square Apartments Covington

Cambridge Square Apartments Covington - Covington

101 Promontory Dr
Covington, KY - 41015
(859) 431-2205
Cambridge Square Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Cambridge Square Apartments for complete details on the current vacancies and housing applications. Community Amenities: 24-hour Emergency Maintenance BBQ/Picnic Area Clubhouse Designated Parking for Residents and Visitors Laundry Facilities On-Site Maintenance Playground Public Transportation Regular Social ...see full details
Kenton County
HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Covington, KY

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

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Apartment Checklist
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Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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