Cold Brook, NY Low Income Housing

Cold Brook, NY Low Income Housing Guide

Qualifying For Low Income Housing in Cold Brook, NY

How do I qualify for low income housing in Cold Brook, NY?
To qualify for low income housing in New York, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Cold Brook, NY

There are a variety of low-income housing options available in Cold Brook, NY, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Cold Brook, NY. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Cold Brook, New York - Herkimer County

Studio Apartments $759
One Bedroom Apartments $955
Two Bedroom Apartments $1,162
Three Bedroom Apartments $1,376

List of Low Income Housing in or near Cold Brook, NY

Genesee Towers - Utica

110 Genesee St
Utica, NY - 13502
(315) 735-6111
Genesee Towers offers low income one bedroom units. This is a Low Income Housing Tax Credit community and will have rent and income restrictions based on the Area Median Income. Office Hours: T & Th 8 am - 5 pm, F 1 - 5 pm Given the demand for low income housing, there may be a waiting list.  If this listing is incorrect, please contact us using the form below. ...see full details
Herkimer County
Listing Location: 13.21 miles from Cold Brook

HUD Housing Apartment
Section 8 apartment

Brandegee Gardens - Utica

827 Jay St
Utica, NY - 13501
(315) 732-1121
Brandegee Gardens offers low income one, two and three bedroom units. This is a Low Income Housing Tax Credit community and will have rent and income restrictions based on the Area Median Income. Office Hours: M & W 8 am - 5 pm, F 8 am - 12 pm Given the demand for low income housing, there may be a waiting list.  If this listing is incorrect, please contact us using the form below. ...see full details
Herkimer County
Listing Location: 13.28 miles from Cold Brook

HUD Housing Apartment
Section 8 apartment

Mt. Carmel Apartments - Utica

659 Catherine St
Utica, NY - 13501
(315)797-1050
Mt. Carmel Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Mt. Carmel Apartments for complete details on the current vacancies and housing applications....see full details
Herkimer County
Listing Location: 13.30 miles from Cold Brook

HUD Housing Apartment
Section 8 apartment

Herkimer County Habitat For Humanity - Herkimer

PO Box 148
Herkimer, NY - 13350
(229)924-6935
Habitat For Humanity Is A Nonprofit, Ecumenical Christian Housing Ministry Dedicated To Eliminating Substandard Housing And Homelessness Worldwide And To Making Adequate, Affordable Shelter A Matter Of Conscience And Action. Habitat Invites People From All Faiths And Walks Of Life To Work Together In Partnership, Building Houses With Families In Need....see full details
Herkimer County
Listing Location: 13.33 miles from Cold Brook

Non Profit Apartment

Six Nations Apartments - Utica

607 Jay St
Utica, NY - 13501
315-732-3354
Six Nations Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Six Nations Apartments for complete details on the current vacancies and housing applications....see full details
Herkimer County
Listing Location: 13.44 miles from Cold Brook

HUD Housing Apartment
Section 8 apartment

Chancellor Apartments - Utica

417 Bleecker St
Utica, NY - 13501
(315) 735-5246
Chancellor Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Chancellor Apartments for complete details on the current vacancies and housing applications....see full details
Herkimer County
Listing Location: 13.50 miles from Cold Brook

HUD Housing Apartment
Section 8 apartment

Rebuild Mohawk Valley - Utica

509 Second Street
Utica, NY - 13501
(315)735-5246
The Primary Exempt Purpose Of The Corporation Is To Develop, Construct, Own, Maintain And/Or Operate Affordable Housing, And Otherwise Provide Relief To The Poor And Distressed, Lessen The Burdens Of Government And Combat Community Deterioration In The City Of Utica....see full details
Herkimer County
Listing Location: 13.55 miles from Cold Brook

Non Profit Apartment

Oneida County Habitat For Humanity - Utica

PO Box 312
Utica, NY - 13503
(229)924-6935
Habitat For Humanity Is A Nonprofit, Ecumenical Christian Housing Ministry Dedicated To Eliminating Substandard Housing And Homelessness Worldwide And To Making Adequate, Affordable Shelter A Matter Of Conscience And Action. Habitat Invites People From All Faiths And Walks Of Life To Work Together In Partnership, Building Houses With Families In Need....see full details
Herkimer County
Listing Location: 13.75 miles from Cold Brook

Non Profit Apartment

Jctod Outreach, - Utica

PO Box 160
Utica, NY - 13503
(315) 734-9608
Serving The Poor And Needy In The Inner City Through Community Development, Special Needs Housing, Nutrition, Recreation, Mentoring, And Advocacy....see full details
Herkimer County
Listing Location: 13.75 miles from Cold Brook

Non Profit Apartment

Macartovin Apartments - Affordable Community - Utica

7 Devereux St
Utica, NY - 13501
(315) 797-9510
Macartovin Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Macartovin Apartments for complete details on the current vacancies and housing applications. Apartment Amenities: Energy-Efficient Appliances Wall-to-Wall Carpeting Featured Accent Wall Property Amenities: Close to Parks and Recreation Close to Public Transportation 24-Hour Emergency Maintenance Staff Laundry Facilities ...see full details
Herkimer County
Listing Location: 13.77 miles from Cold Brook

HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Cold Brook, NY

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Nearby Cities


Apartment Checklist
Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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