Totowa, NJ Low Income Housing

Totowa, NJ Low Income Housing Guide

Qualifying For Low Income Housing in Totowa, NJ

How do I qualify for low income housing in Totowa, NJ?
To qualify for low income housing in New Jersey, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Totowa, NJ

There are a variety of low-income housing options available in Totowa, NJ, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Totowa, NJ. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Totowa, New Jersey - Passaic County

Studio Apartments $1,579
One Bedroom Apartments $1,832
Two Bedroom Apartments $2,275
Three Bedroom Apartments $2,859

List of Low Income Housing in or near Totowa, NJ

Paterson Consumer Home - Paterson

258 Cumberland Ave
Paterson, NJ - 07502
(609) 662-3061
Paterson Consumer Home is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Paterson Consumer Home for complete details on the current vacancies and housing applications....see full details
Passaic County
Listing Location: 1.02 miles from Totowa

HUD Housing Apartment
Section 8 apartment

Wayne Senior Citizens Aka Edward Sisco Senior Cit - Wayne

100 Runnymede Dr
Wayne, NJ - 07470
973-694-7530
Wayne Senior Citizens Aka Edward Sisco Senior Cit is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Wayne Senior Citizens Aka Edward Sisco Senior Cit for complete details on the current vacancies and housing applications....see full details
Passaic County
Listing Location: 1.72 miles from Totowa

HUD Housing Apartment
Section 8 apartment

Wayne Group Home - Wayne Township

350 Oldham Rd
Wayne Township, NJ - 07470
201-343-0322
Wayne Group Home is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Wayne Group Home for complete details on the current vacancies and housing applications....see full details
Passaic County
Listing Location: 1.80 miles from Totowa

HUD Housing Apartment
Section 8 apartment

Essex Phoenix Mills - Paterson

24 Mill St
Paterson, NJ - 07501
973-523-5501
Essex Phoenix Mills is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Essex Phoenix Mills for complete details on the current vacancies and housing applications....see full details
Passaic County
Listing Location: 2.20 miles from Totowa

HUD Housing Apartment
Section 8 apartment

Paterson Housing Authority - Paterson

60 Van Houten Street
Paterson, NJ - 07505
(973) 345-5650
Paterson Housing Authority provides housing assistance to low income residents through the management of programs such as Low Rent Public Housing and the Housing Choice Voucher Program - Section 8. These programs are income based and the eligibility guidelines are set by HUD. There may be waiting lists for rentals or vouchers and at times the lists may close to new applicants based on the size of and length of wait on the lists. If you are in need of housing assistance in the area please contact the Housing Authority directly to obtain more information about eligibility requirements, availability of rentals or vouchers, the status of any waiting lists and their application procedures. ...see full details
Passaic County
Listing Location: 2.33 miles from Totowa


Jackson-slater Apartments - Paterson

1 Green Street
Paterson, NJ - 07501
973-881-8022
Jackson-slater Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Jackson-slater Apartments for complete details on the current vacancies and housing applications....see full details
Passaic County
Listing Location: 2.38 miles from Totowa

HUD Housing Apartment
Section 8 apartment

Catholic Family And Community Services, A Catholic Charities Agency For The Diocese Of Paterson - Paterson

24 Degrasse Street
Paterson, NJ - 07505
973-279-7100-20
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Financial Management Budget Counseling Mortgage Delinquency and Default Resolution Counseling Rental Housing Counseling Services for Homeless Counseling Languages Spoken at Housing Agency: English French Hindi Spanish Vietnamese,...see full details
Passaic County
Listing Location: 2.38 miles from Totowa


Paterson Task Force For Community Action, - Paterson

9 Colt Street
Paterson, NJ - 07505
973-279-2333-25
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Fair Housing Pre-Purchase Education Workshops Mortgage Delinquency and Default Resolution Counseling Pre-purchase Counseling Pre-purchase Homebuyer Education Workshops Languages Spoken at Housing Agency: English...see full details
Passaic County
Listing Location: 2.52 miles from Totowa


Dale Avenue Apartments - Paterson

41 Prince Street
Paterson, NJ - 07505
973-375-4000
Dale Avenue Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Dale Avenue Apartments for complete details on the current vacancies and housing applications....see full details
Passaic County
Listing Location: 2.54 miles from Totowa

HUD Housing Apartment
Section 8 apartment

Riverview Towers Ii - Paterson

125 Presidential Blvd
Paterson, NJ - 07522
(614) 428-5805
Riverview Towers Ii is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Riverview Towers Ii for complete details on the current vacancies and housing applications....see full details
Passaic County
Listing Location: 2.57 miles from Totowa

HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Totowa, NJ

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Nearby Cities


Apartment Checklist
Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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