Garwood, NJ Low Income Housing

Garwood, NJ Low Income Housing Guide

Qualifying For Low Income Housing in Garwood, NJ

How do I qualify for low income housing in Garwood, NJ?
To qualify for low income housing in New Jersey, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Garwood, NJ

There are a variety of low-income housing options available in Garwood, NJ, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Garwood, NJ. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Garwood, New Jersey - Union County

Studio Apartments $1,338
One Bedroom Apartments $1,606
Two Bedroom Apartments $2,038
Three Bedroom Apartments $2,394

List of Low Income Housing in or near Garwood, NJ

Westfield Senior Citizens - Westfield

1133 Boynton Ave
Westfield, NJ - 07090
908-233-5898
Westfield Senior Citizens is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Westfield Senior Citizens for complete details on the current vacancies and housing applications....see full details
Union County
Listing Location: 0.65 miles from Garwood

HUD Housing Apartment
Section 8 apartment

Monarch Housing Associates - Cranford

15 Alden St
Cranford, NJ - 07016

Monarch Supports Permanent Integrated Housing Opportunities Which Provide A Variety Of Options And Models To Meet Consumer Preferences. Persons With Disabilities And The Homeless Must Have The Opportunity To Make Choices In Factors Such As Location, Type Of Housing, And Housemates. Housing Must Be Sited In Consideration Of An Individual?S Access To Community Resources And High Quality Flexible Supportive Services....see full details
Union County
Listing Location: 1.02 miles from Garwood

Non Profit Apartment

Mohawk Runnymede - Westfield

56 Mohawk Trail
Westfield, NJ -
973-315-0000
Mohawk Runnymede is a low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Mohawk Runnymede for complete details on the current vacancies and housing applications....see full details
Union County
Listing Location: 1.32 miles from Garwood

HUD Housing Apartment
Section 8 apartment

Edward K. Gill Apartments - Cranford

40 Meeker Ave
Cranford, NJ - 07016
908-272-9180
Edward K. Gill Apartments is a 130 unit HUD subsidized facility with a maximum allowable gross income of 80% of the county median income, currently $45,100 for one person. The five story building contains studio, one bedroom and some two bedroom apartments. The rents are on a sliding scale and residents pay 30% of their adjusted income to rent. Cranford-Lincoln Apartments is a low income tax credit facility which is restricted to residents whose gross income is under 60% of median, currently $37,200 for one person. The rents there are $760 or $860 depending on income. All utilities are included in the rent except for an extra charge for air conditioning usage. Applicants must be age 62 or above and federal regulations prevent us from giving preferences to residents of Cranford. Periodically when our waiting list is low, we hold open enrollments where we accept applications for our waiting list....see full details
Union County
Listing Location: 1.61 miles from Garwood

HUD Housing Apartment
Section 8 apartment

Cranford Affordable Senior Housing Corporation - Cranford

40 Meeker Ave
Cranford, NJ - 07016
(908)272-9180
TO PROVIDE LOW INCOME SENIOR HOUSING...see full details
Union County
Listing Location: 1.61 miles from Garwood

Non Profit Apartment

Freeman Apartments - Springfield Township

41 Hillside Ave
Springfield Township, NJ - 07081
973-743-2300
Freeman Apartments is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Freeman Apartments for complete details on the current vacancies and housing applications....see full details
Union County
Listing Location: 2.42 miles from Garwood

HUD Housing Apartment
Section 8 apartment

Freeman Apartments - Springfield Township

41 Hillside Ave
Springfield Township, NJ - 07081
973-743-2300
Freeman Apartments is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Freeman Apartments for complete details on the current vacancies and housing applications....see full details
Union County
Listing Location: 2.42 miles from Garwood

HUD Housing Apartment
Section 8 apartment

Pinewood Hall - Roselle

250 W Second Ave
Roselle, NJ - 07203
(908) 431-0223
Pinewood Hall is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Pinewood Hall for complete details on the current vacancies and housing applications....see full details
Union County
Listing Location: 2.83 miles from Garwood

HUD Housing Apartment
Section 8 apartment

Springfield Senior Citizens - Springfield

350 Independence Way
Springfield, NJ - 07081
973-467-1480
Springfield Senior Citizens is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Springfield Senior Citizens for complete details on the current vacancies and housing applications....see full details
Union County
Listing Location: 2.94 miles from Garwood

HUD Housing Apartment
Section 8 apartment

Ehrhart Gardens - Union

100 Frances Ct
Union, NJ - 07083
908-688-0565
Ehrhart Gardens is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Ehrhart Gardens for complete details on the current vacancies and housing applications....see full details
Union County
Listing Location: 3.02 miles from Garwood

HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Garwood, NJ

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Nearby Cities


Apartment Checklist
Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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