Waterford, MS Low Income Housing

Waterford, MS Low Income Housing Guide

Qualifying For Low Income Housing in Waterford, MS

How do I qualify for low income housing in Waterford, MS?
To qualify for low income housing in Mississippi, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Waterford, MS

There are a variety of low-income housing options available in Waterford, MS, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Waterford, MS. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Waterford, Mississippi - Marshall County

Studio Apartments $827
One Bedroom Apartments $846
Two Bedroom Apartments $1,047
Three Bedroom Apartments $1,269

List of Low Income Housing in or near Waterford, MS

Church Court Apartments - Affordable Community - Holly Springs

1100 Church Court
Holly Springs, MS - 38635
(662) 634-4440
Apartment Amenities: Air Conditioning Central Cable Ready Carpeted Floors Ceiling Fan Concrete Driveway and Sidewalks Custom Designer Touches Dishwasher Electric Range Fully-landscaped Yard Hardwood Floors High-efficiency Tankless Water Heater Porch Refrigerator Spacious Closets Storage Two-car Automatic Garage with Wireless Remote Control Vaulted Ceiling Washer/Dryer in Apartment Community Amenities: Activities Business Center Community Room/Clubhouse Garage Parking Management On-site Wheelchair Accessible Given the demand for low income housing, there may be a waiting list. If this listing is incorrect, please contact us using the form below. ...see full details
Marshall County
Listing Location: 4.45 miles from Waterford


Murphy Lane - Holly Springs

110 Murphy Lane
Holly Springs, MS - 38635
(662) 634-4462
Apartment Amenities:     14 SEER heat-pump HVAC     Air Conditioning Central     Cable Ready     Ceiling Fan     Dishwasher     Energy Star Appliances     Granite Kitchen Countertops     Luxury Vinyl Plank Flooring     Porch     Refrigerator with Ice Maker     Tankless Gas Water Heaters     Washer/Dryer in Apartment Community Amenities:     Activities     Activity and Meeting Room     Additional Pet Fee     Business Center     Cats Welcome     Community Programs     Community Room/Clubhouse     Dogs Welcome (some restrictions)     Freeway Access     Fully Landscaped     Income Restrictions Apply     Walking Trails     Wheelchair Accessible ...see full details
Marshall County
Listing Location: 7.44 miles from Waterford


Southern Villas Of Holly Springs - Holly Springs

360 N West St
Holly Springs, MS - 38635
662-352-4603
Southern Villas Of Holly Springs is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Southern Villas Of Holly Springs for complete details on the current vacancies and housing applications....see full details
Marshall County
Listing Location: 8.55 miles from Waterford

HUD Housing Apartment
Section 8 apartment

Magnolia Cove Apartments - Holly Springs

408 N West St
Holly Springs, MS - 38635
662-287-5044
Magnolia Cove Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Magnolia Cove Apartments for complete details on the current vacancies and housing applications....see full details
Marshall County
Listing Location: 8.58 miles from Waterford

HUD Housing Apartment
Section 8 apartment

Miss Ind College Homes - Holly Springs

185 W Woodward Ave
Holly Springs, MS - 38635
(901) 759-7285
Miss Ind College Homes is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Miss Ind College Homes for complete details on the current vacancies and housing applications....see full details
Marshall County
Listing Location: 8.70 miles from Waterford

HUD Housing Apartment
Section 8 apartment

Holly Springs Housing Authority - Holly Springs

700 Hwy 4 East
Holly Springs, MS - 38635
(601)252-2971
Holly Springs Housing Authority provides housing assistance to low income residents through the management of Low Rent Public Housing. This program is income based and the eligibility guidelines are set by HUD.There may be waiting lists for these rentals and at times the lists may close to new applicants based on the size of and length of wait on the lists. If you are in need of housing assistance in the area please contact the Housing Authority directly to obtain more information about eligibility requirements, availability of rentals, the status of any waiting lists and their application procedures. ...see full details
Marshall County
Listing Location: 10.74 miles from Waterford


The Amos Network Of Lafayette County - Abbeville

60 Lynch Drive
Abbeville, MS - 38601
662-380-0662
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Financial Management Budget Counseling Pre-purchase Homebuyer Education Workshops Predatory Lending Education Workshops Languages Spoken at Housing Agency: English...see full details
Marshall County
Listing Location: 11.22 miles from Waterford


North Mississippi Rural Legal Services - Oxford

5 County Road 1014
Oxford, MS -
662-234-8731-2109
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Fair Housing Pre-Purchase Education Workshops Financial Management Budget Counseling Mortgage Delinquency and Default Resolution Counseling Non-Delinquency Post Purchase Workshops for Homeowners Pre-purchase Counseling Pre-purchase Homebuyer Education Workshops Rental Housing Counseling Services for Homeless Counseling Languages Spoken at Housing Agency: English Spanish...see full details
Marshall County
Listing Location: 18.47 miles from Waterford


Broadmoor Apartments - Byhalia

285 Oak St
Byhalia, MS - 38611
(662) 838-2454
Broadmoor Apartments is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Broadmoor Apartments for complete details on the current vacancies and housing applications....see full details
Marshall County
Listing Location: 19.47 miles from Waterford

HUD Housing Apartment
Section 8 apartment

Oxford - Mississippi Regional Housing Authority No. II - Oxford

900 Molly Barr Road
Oxford, MS - 38655
(662) 236-3645
Oxford - Mississippi Regional Housing Authority No. II provides housing assistance to low income residents through the management of programs such as Low Rent Public Housing and the Housing Choice Voucher Program - Section 8. These programs are income based and the eligibility guidelines are set by HUD. There may be waiting lists for rentals or vouchers and at times the lists may close to new applicants based on the size of and length of wait on the lists. If you are in need of housing assistance in the area please contact the Housing Authority directly to obtain more information about eligibility requirements, availability of rentals or vouchers, the status of any waiting lists and their application procedures. ...see full details
Marshall County
Listing Location: 19.52 miles from Waterford


Tips for Finding Low-Income Housing in Waterford, MS

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Nearby Cities


Apartment Checklist
Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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