Gardner, MA Low Income Housing: A Comprehensive Guide

Qualifying For Low Income Housing in Gardner, MA

How do I qualify for low income housing in Gardner, MA?
To qualify for low income housing in Massachusetts, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Gardner, MA

There are a variety of low-income housing options available in Gardner, MA, including:

Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.

In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Gardner, MA. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.

We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Gardner, Massachusetts - Worcester County

Studio Apartments $1,282

One Bedroom Apartments $1,292

Two Bedroom Apartments $1,661

Three Bedroom Apartments $2,008

List of Low Income Housing in or near Gardner, MA

Colonial Apartments Affordable/ Public Housing - Gardner

19 City Hall Avenue
Gardner, MA - 01440
(978) 632-4224
Program type: Low-Income / Affordable Housing Project based section 8 program Features and Amenities: Community room On-site management Off-street parking Professional 24hr on-call maintenance This is a Low Income Housing community. Income restrictions apply. Contact the property for current availability; wait-lists may apply....see full details
Worcester County

Gardner Housing Authority - Gardner

116 Church Street
Gardner, MA - 01440
(978)632-6634
Gardner Housing Authority provides housing assistance to low income residents through the management of the areas Housing Choice Voucher Program - Section 8. This program is income based and the eligibility guidelines are set by HUD. There may be waiting lists for these vouchers and at times the lists may close to new applicants based on the size of and length of wait on the lists. If you are in need of housing assistance in the area please contact the Housing Authority directly to obtain...see full details
Worcester County

Rcap Solutions, - Gardner

205 School Street
Gardner, MA - 01440
978-630-6692
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Fair Housing Pre-Purchase Education Workshops Financial Management Budget Counseling Home Improvement and Rehabilitation Counseling Mortgage Delinquency and Default Resolution Counseling Non-Delinquency Post Purchase Workshops for Homeowners Pre-purchase Counseling Pre-purchase Homebuyer Education Workshops Rental Housing Counseling Services for Homeless Counseling Languages Spoken at Housing Agen...see full details
Worcester County

See What Other Users Are Saying
Apartment Costs (user reports): $750
* See More User Reports on apartment costs

Are Utilities included in rent? (user reports): Heat, hot water, we pay our electric but we are given an electric allowance and electric bills do not run very high for the most part very affordable
Heat
* See More User Reports on utilities

Groton Affordable Housing - Gardner

205 School St
Gardner, MA - 01440
(978)297-5300
TO PROVIDE AFFORDABLE RESIDENTIAL ELDERLY HOUSING IN GROTON, MASSACHUSETTS...see full details
Worcester County

Non Profit Apartment

Binnall House - Gardner

125 Connors St
Gardner, MA - 01440
978-632-9656
Binnall House is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Binnall House for complete details on the current vacancies and housing applications....see full details
Worcester County

HUD Housing Apartment
Section 8 apartment

Olde English Village - Gardner

152 Manca Dr
Gardner, MA - 01440
978-632-6560
Olde English Village is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Olde English Village for complete details on the current vacancies and housing applications....see full details
Worcester County

See What Other Users Are Saying
Apartment Costs (user reports): Subsidized
* See More User Reports on apartment costs

HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Gardner, MA

1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.