Cream Ridge, NJ Low Income Housing

Cream Ridge, NJ Low Income Housing Guide

Qualifying For Low Income Housing in Cream Ridge, NJ

How do I qualify for low income housing in Cream Ridge, NJ?
To qualify for low income housing in New Jersey, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Cream Ridge, NJ

There are a variety of low-income housing options available in Cream Ridge, NJ, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Cream Ridge, NJ. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Cream Ridge, New Jersey - Monmouth County

Studio Apartments $1,279
One Bedroom Apartments $1,602
Two Bedroom Apartments $2,193
Three Bedroom Apartments $2,441

List of Low Income Housing in or near Cream Ridge, NJ

Roosevelt Solar Village - Roosevelt

9 N Valley Rd
Roosevelt, NJ - 8555
(609) 386-7171
Monmouth County
Listing Location: 6.55 miles from Cream Ridge

HUD Housing Apartment
Section 8 apartment

Wrightstown Arms - Wrightstown

Building 10 Byron Drive
Wrightstown, NJ - 8562
609-723-1363
Monmouth County
Listing Location: 7.90 miles from Cream Ridge

HUD Housing Apartment
Section 8 apartment

Nora Gardens - Union

1775 Burnett Ave
Union, NJ - 07083
(908) 686-9100
Monmouth County
Listing Location: 7.98 miles from Cream Ridge

HUD Housing Apartment
Section 8 apartment

Hamilton Supervised Apartments - Hamilton Township

196 Route 156
Hamilton Township, NJ - 8690
(609)406-0181
Monmouth County
Listing Location: 8.01 miles from Cream Ridge

HUD Housing Apartment
Section 8 apartment

Housing Authority of the Borough of Madison - Madison

15 Chateau Thierry Avenue
Madison, NJ - 07940
(973)377-0258
Monmouth County
Listing Location: 8.32 miles from Cream Ridge


Elmwood House -


, NJ -

Monmouth County
Listing Location: 8.32 miles from Cream Ridge

HUD Housing Apartment
Section 8 apartment

Community Options - East Windsor

272 Dutch Neck Rd
East Windsor, NJ - 8641
(609) 951-9900
Monmouth County
Listing Location: 9.58 miles from Cream Ridge

HUD Housing Apartment
Section 8 apartment

Wheaton Pointe at East Windsor - East Windsor

20 Lanning Boulevard
East Windsor , NJ - 08520
(609) 987-8900
Monmouth County
Listing Location: 9.89 miles from Cream Ridge

HUD Housing Apartment
Section 8 apartment

St. James Village Public Housing for Seniors - East Windsor

719 St. James Pl
East Windsor, NJ - 08520
(609) 448-1460
Monmouth County
Listing Location: 10.54 miles from Cream Ridge

HUD Housing Apartment
Section 8 apartment

Pond Run I Aka Hamilton Senior Citizens - Trenton

9 Lamont Avenue
Trenton, NJ - 08619
609-890-9400
Monmouth County
Listing Location: 10.69 miles from Cream Ridge

HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Cream Ridge, NJ

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Nearby Cities


Apartment Checklist
Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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