Swampscott, MA Low Income Housing

Swampscott, MA Low Income Housing Guide

Qualifying For Low Income Housing in Swampscott, MA

How do I qualify for low income housing in Swampscott, MA?
To qualify for low income housing in Massachusetts, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Swampscott, MA

There are a variety of low-income housing options available in Swampscott, MA, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Swampscott, MA. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Swampscott, Massachusetts - Essex County

Studio Apartments $1,377
One Bedroom Apartments $1,776
Two Bedroom Apartments $2,162
Three Bedroom Apartments $2,386

List of Low Income Housing in or near Swampscott, MA

Kings Beach Towers - Lynn

130 Eastern Avenue
Lynn, MA - 01902
(781) 581-5100
Kings Beach Towers is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Kings Beach Towers for complete details on the current vacancies and housing applications....see full details
Essex County
Listing Location: 0.29 miles from Swampscott

HUD Housing Apartment
Section 8 apartment

Wilson Gardens - Lynn

199 Lewis Street
Lynn, MA - 01902
(781) 599-4343
Wilson Gardens is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Wilson Gardens for complete details on the current vacancies and housing applications....see full details
Essex County
Listing Location: 0.78 miles from Swampscott

HUD Housing Apartment
Section 8 apartment

Chestnut Gardens Apartments - Affordable Housing - Lynn

301 Essex Street
Lynn, MA - 01902
(781) 592-1246
Chestnut Gardens Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Chestnut Gardens Apartments for complete details on the current vacancies and housing applications. Community Amenities: 24-Hour Maintenance Service Assigned Parking Community Room available for functions Computer Lab Laundry Facilities Quaint sitting areas ...see full details
Essex County
Listing Location: 0.91 miles from Swampscott

HUD Housing Apartment
Section 8 apartment

Quaker Meadows - Lynn

82 Green St
Lynn, MA - 01902
781-599-7295
Quaker Meadows is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Quaker Meadows for complete details on the current vacancies and housing applications....see full details
Essex County
Listing Location: 0.96 miles from Swampscott

HUD Housing Apartment
Section 8 apartment

Essex Gardens - Lynn

103-109 Broad Street
Lynn, MA - 01902
(781) 595-3210
Essex Gardens is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Essex Gardens for complete details on the current vacancies and housing applications....see full details
Essex County
Listing Location: 1.11 miles from Swampscott

HUD Housing Apartment
Section 8 apartment

Silsbee Tower - Lynn

57 Silsbee Street
Lynn, MA - 01901
(781) 593-6515
Silsbee Tower is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Silsbee Tower for complete details on the current vacancies and housing applications....see full details
Essex County
Listing Location: 1.14 miles from Swampscott

HUD Housing Apartment
Section 8 apartment

Leisure Tower - Affordable Community - Lynn

10 Farrar St
Lynn, MA - 01902
(781) 598-0844
Leisure Tower is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Leisure Tower for complete details on the current vacancies and housing applications. Apartment Amenities: Utilities Included Cable Ready Central AC Central Heat Door Card Reader Emergency Pull Cords & Call System Fully Equipped Kitchens Refrigerator, Stove, Microwave, Garbage Disposal Handicap Accessible Apartments Available Intercom System Tile Floors Custom Window Treatments Property Amenities: 24 Hour Maintenance Boston Harbor & City Views Close to Public Transportation Close to Shopping, Medical Centers, & Major Highways Community Room Elevator Landscaped Grounds Laundry Facilities Library Off-Street Parking On-Site Management Office Pet Friendly Recreation Room Resident Events Recently renovated ...see full details
Essex County
Listing Location: 1.19 miles from Swampscott

HUD Housing Apartment
Section 8 apartment

Fabens Building - Lynn

312 Union Street
Lynn, MA - 01901
(207) 829-9200
Fabens Building is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Fabens Building for complete details on the current vacancies and housing applications....see full details
Essex County
Listing Location: 1.24 miles from Swampscott

HUD Housing Apartment
Section 8 apartment

Loring Towers - Salem

1000 Loring Ave
Salem, MA - 01970
978-880-9121
Loring Towers is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Loring Towers for complete details on the current vacancies and housing applications....see full details
Essex County
Listing Location: 1.29 miles from Swampscott

HUD Housing Apartment
Section 8 apartment

Harbor Loft - Lynn

678 Washington Street
Lynn, MA - 01901
(781) 593-5700
Harbor Loft is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Harbor Loft for complete details on the current vacancies and housing applications....see full details
Essex County
Listing Location: 1.29 miles from Swampscott

HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Swampscott, MA

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Nearby Cities


Apartment Checklist
Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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