Richmond, IN Low Income Housing

Richmond, IN Low Income Housing Guide

Qualifying For Low Income Housing in Richmond, IN

How do I qualify for low income housing in Richmond, IN?
To qualify for low income housing in Indiana, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Richmond, IN

There are a variety of low-income housing options available in Richmond, IN, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Richmond, IN. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Richmond, Indiana - Wayne County

Studio Apartments $637
One Bedroom Apartments $657
Two Bedroom Apartments $863
Three Bedroom Apartments $1,071

List of Low Income Housing in or near Richmond, IN

Redwood Terrace Apartments - IN

Redwood Terrace Apartments - IN - Richmond

1840 South 13th Street
Richmond, IN - 47374
(765) 966-0064
Offers 60 units of low income housing tax credit. ...see full details
Wayne County

Cumberland Apartments - TN

Cumberland Apartments - TN - Richmond

151 South 52nd Street
Richmond, IN - 47372
(765) 935-6321
Offers 20 units of low income housing tax credit. ...see full details
Wayne County

Parc Lorraine Cooperative I

Parc Lorraine Cooperative I - Richmond

100 South 52nd Street
Richmond, IN - 47374
(765) 966-1298
Parc Lorraine Cooperative I is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Parc Lorraine Cooperative I for complete details on the current vacancies and housing applications. ...see full details
Wayne County
HUD Housing Apartment
Section 8 apartment

Adam Bartel - Affordable Community

Adam Bartel - Affordable Community - Richmond

200 South 8th Street
Richmond, IN - 47374
(765) 939-4016
...see full details
Wayne County

Atlas Starr Senior Apartments - Richmond

401 North 10th Street
Richmond, IN - 47374
(855) 934-6087
Atlas Starr Senior Apartments offers 67 low income one and two bedroom units. This is a Low Income Housing community and will have rent and income restrictions based on the Area Median Income. Hours of Operation: M, W, F 9:00 am - 12:00 pm, T & Th 1:00 - 4:30 pm *Given the demand for low income housing, there may be a waiting list.  If this listing is incorrect, please contact us using the form below.* ...see full details
Wayne County

9 North Apartments - Richmond

210 North 9th Street
Richmond, IN - 47374
(844) 426-2086
9 North Apartments offers 57 low income one, two and three bedroom units. This is a Low Income Housing community and will have rent and income restrictions based on the Area Median Income. Hours of Operation: T & Th 9:00 am - 5:00 pm *Given the demand for low income housing, there may be a waiting list.  If this listing is incorrect, please contact us using the form below.* ...see full details
Wayne County

Richmond Housing Authority - Richmond

58 S 15th Street
Richmond, IN - 47374
(765) 966-2687
Richmond Housing Authority provides housing assistance to low income residents through the management of programs such as Low Rent Public Housing and the Housing Choice Voucher Program - Section 8. These programs are income based and the eligibility guidelines are set by HUD. There may be waiting lists for these rentals or vouchers due to the overwhelming need for housing assistance and at times these lists may close to new applicants based on the size of and the leng...see full details
Wayne County
See What Other Users Are Saying
Apartment Costs (user reports): Varies based on income
* See More User Reports on apartment costs

Are Utilities included in rent? (user reports): Water is included in all of our units. All units are electric and that is the tenants responsibility.
* See More User Reports on utilities


Cumberland Apartments - Richmond

151 S 52nd St
Richmond, IN - 47374
765-966-3471
Cumberland Apartments is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Cumberland Apartments for complete details on the current vacancies and housing applications....see full details
Wayne County
HUD Housing Apartment
Section 8 apartment

Bethlehem Community - Richmond

1212 S 20th St
Richmond, IN - 47374
765-966-0816
Bethlehem Community is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Bethlehem Community for complete details on the current vacancies and housing applications....see full details
Wayne County
HUD Housing Apartment
Section 8 apartment

Interfaith Housing B - Richmond

510 W Main St
Richmond, IN - 47374
765-966-0064
Interfaith Housing B is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Interfaith Housing B for complete details on the current vacancies and housing applications....see full details
Wayne County
HUD Housing Apartment
Section 8 apartment

Interfaith Housing A - Richmond

34 Nw 5th Street
Richmond, IN - 47374
765-966-0064
Interfaith Housing A is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Interfaith Housing A for complete details on the current vacancies and housing applications....see full details
Wayne County
HUD Housing Apartment
Section 8 apartment

Dogwood Terrace - Affordable Senior Housing

Dogwood Terrace - Affordable Senior Housing - Richmond

101 Cedar Cliff Road
Richmond, IN - 47374
(765) 965-4840
Dogwood Terrace is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Dogwood Terrace for complete details on the current vacancies and housing applications. Amenities: Central Air Emergency Call System Picnic Area Community/Game Room Library Transportation Available ...see full details
Wayne County
HUD Housing Apartment
Section 8 apartment

Cambridge Square Richmond - Richmond

3800 South A Street
Richmond, IN - 47374
765-962-4526
Cambridge Square Richmond is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Cambridge Square Richmond for complete details on the current vacancies and housing applications....see full details
Wayne County
HUD Housing Apartment
Section 8 apartment

Greenwood Apartments - Richmond

1460 S 16th St
Richmond, IN - 47374
765-962-0886
Greenwood Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Greenwood Apartments for complete details on the current vacancies and housing applications....see full details
Wayne County
HUD Housing Apartment
Section 8 apartment

Carriage House Richmond - Richmond

701 Dillon Drive
Richmond, IN - 47374
765-935-3796
Carriage House Richmond is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Carriage House Richmond for complete details on the current vacancies and housing applications....see full details
Wayne County
HUD Housing Apartment
Section 8 apartment

Parc Lorraine Cooperative Ii

Parc Lorraine Cooperative Ii - Richmond

100 South 52nd Place
Richmond, IN - 47374
(765) 966-1278
Parc Lorraine Cooperative Ii is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Parc Lorraine Cooperative Ii for complete details on the current vacancies and housing applications....see full details
Wayne County
HUD Housing Apartment
Section 8 apartment

Rosewood Terrace

Rosewood Terrace - Richmond

4100 S A St
Richmond, IN - 47374
(765) 962-2471
Rosewood Terrace is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Rosewood Terrace for complete details on the current vacancies and housing applications. Amenities: Air Conditioning Cable/Satellite Ready Handicap Accessible Apartments Available Emergency Pull Cords Free Wifi Emergency Call System Planned Community Activities 24/7 Emergency Maintenance Off-street Parking Secured A...see full details
Wayne County
HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Richmond, IN

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Nearby Cities


Apartment Checklist
Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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