Saint Elmo, IL Low Income Housing

Saint Elmo, IL Low Income Housing Guide

Qualifying For Low Income Housing in Saint Elmo, IL

How do I qualify for low income housing in Saint Elmo, IL?
To qualify for low income housing in Illinois, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Saint Elmo, IL

There are a variety of low-income housing options available in Saint Elmo, IL, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Saint Elmo, IL. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Saint Elmo, Illinois - Fayette County

Studio Apartments $596
One Bedroom Apartments $708
Two Bedroom Apartments $807
Three Bedroom Apartments $1,031

List of Low Income Housing in or near Saint Elmo, IL

Sycamore Aka Parkside Apartments - Saint Peter

Rr 1
Saint Peter, IL - 62880
217-774-3290
Sycamore Aka Parkside Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Sycamore Aka Parkside Apartments for complete details on the current vacancies and housing applications....see full details
Fayette County
Listing Location: 9.47 miles from Saint Elmo

HUD Housing Apartment
Section 8 apartment

Vandalia-country Place Apartments - Vandalia

9-16 W Johnson St
Vandalia, IL - 62471
(815) 397-3755
Vandalia-country Place Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Vandalia-country Place Apartments for complete details on the current vacancies and housing applications....see full details
Fayette County
Listing Location: 13.53 miles from Saint Elmo

HUD Housing Apartment
Section 8 apartment

Cefs Fayette County Outreach Office - Vandalia

517 W. Gallatin Street
Vandalia, IL -
618-283-2631
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Fair Housing Pre-Purchase Education Workshops Financial Management Budget Counseling Home Improvement and Rehabilitation Counseling Mortgage Delinquency and Default Resolution Counseling Non-Delinquency Post Purchase Workshops for Homeowners Pre-purchase Counseling Pre-purchase Homebuyer Education Workshops Predatory Lending Education Workshops Rental Housing Counseling Services for Homeless Counseling Languages Spoken at Housing Agency: English...see full details
Fayette County
Listing Location: 13.80 miles from Saint Elmo


Sycamore Apartments Aka Farina Apartments - Farina

Rr 2
Farina, IL - 62838
217-774-3290
Sycamore Apartments Aka Farina Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Sycamore Apartments Aka Farina Apartments for complete details on the current vacancies and housing applications....see full details
Fayette County
Listing Location: 14.28 miles from Saint Elmo

HUD Housing Apartment
Section 8 apartment

White Oak Property - Cowden

Rr 1
Cowden, IL - 62422
217-774-3290
White Oak Property is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact White Oak Property for complete details on the current vacancies and housing applications....see full details
Fayette County
Listing Location: 15.89 miles from Saint Elmo

HUD Housing Apartment
Section 8 apartment

C.e.f.s. Economic Opportunity Corporation - Effingham

1805 S Banker St
Effingham, IL -
217-342-2193-126
This is a HUD Approved Housing Counseling Agency. Contact them for assistance for the following: Fair Housing Pre-Purchase Education Workshops Financial Management Budget Counseling Home Improvement and Rehabilitation Counseling Mortgage Delinquency and Default Resolution Counseling Non-Delinquency Post Purchase Workshops for Homeowners Pre-purchase Counseling Pre-purchase Homebuyer Education Workshops Predatory Lending Education Workshops Rental Housing Counseling Services for Homeless Counseling Languages Spoken at Housing Agency: English...see full details
Fayette County
Listing Location: 17.28 miles from Saint Elmo


Burton-devore Apartments - Effingham

610 N. Henrietta
Effingham, IL - 62401
(217) 342-3520
Burton-devore Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Burton-devore Apartments for complete details on the current vacancies and housing applications....see full details
Fayette County
Listing Location: 17.42 miles from Saint Elmo

HUD Housing Apartment
Section 8 apartment

Effingham Village Apartments Affordable/ Public Housing - Effingham

504 North Henrietta Street
Effingham, IL - 62401
(618) 544-8645
Program type: Low-Income / Affordable Housing Number of Units: 48 Floor plans: 1 and 2 bedroom Property email address: robinson@macocompanies.com Features and Amenities: Baseboard Heat BBQ & Picnic Area Family Apartments Fire Stops Laundry Room Parking Picnic Area Play Ground Range/Hood Refrigerator Smoke Alarms Two-Story Window Air This is a Low Income Housing community. Income restrictions apply. Contact the property for current availability; wait-lists may apply....see full details
Fayette County
Listing Location: 17.42 miles from Saint Elmo


Lake Pointe Apartments - Effingham

1706 Ford Avenue
Effingham, IL - 62401
(217) 347-5514
Lake Pointe Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Lake Pointe Apartments for complete details on the current vacancies and housing applications....see full details
Fayette County
Listing Location: 17.44 miles from Saint Elmo

HUD Housing Apartment
Section 8 apartment

Slate Creek Apartments - Effingham

2301 S Veterans Dr
Effingham, IL - 62401
(217) 342-4050
Slate Creek Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Slate Creek Apartments for complete details on the current vacancies and housing applications....see full details
Fayette County
Listing Location: 17.50 miles from Saint Elmo

HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Saint Elmo, IL

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Nearby Cities


Apartment Checklist
Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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