Panama City Beach, FL Low Income Housing: A Comprehensive Guide

Qualifying For Low Income Housing in Panama City Beach, FL

How do I qualify for low income housing in Panama City Beach, FL?
To qualify for low income housing in Florida, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Panama City Beach, FL

There are a variety of low-income housing options available in Panama City Beach, FL, including:

Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.

In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Panama City Beach, FL. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.

We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Panama City Beach, Florida - Bay County

Studio Apartments $1,269

One Bedroom Apartments $1,297

Two Bedroom Apartments $1,523

Three Bedroom Apartments $2,065

List of Low Income Housing in or near Panama City Beach, FL

GIBB Guld Coast Village - Panama City Beach

6200 N Lagoon Dr
Panama City Beach, FL - 32408
850-235-4663
HUD subsidized Senior apartments and apartments for those with disabilities. 40 apartments at the apartment location. Rent based on income. Goodwill Industries managed. ...see full details
Bay County

Are Utilities included in rent? (user reports): Heat /Water/Trash/Sewer
* See More User Reports on utilities

Greenwood Plaza - Panama City Beach

7809 North Lagoon Drive
Panama City Beach, FL - 32408
850-896-9149
Apartment # A and C Two studio apartments for rent (studio means that the unit does not have a seperated bedroom) small kit with stove and refrigerator, central air and heat. Both are upstair units. Not furnished, there is a washer and dryer on site for tenants use but not located in units. Basic cable is provided. All utilites are paid by landlord. Located on east end of beach, next to Lagoon Mart Conv. Store. Must call landlord to see units, 850-896-9149...see full details
Bay County

Sand Dunes Apartments - Panama City Beach

8011 Front Beach Road
Panama City Beach, FL - 32407
(850) 234-1427
Sand Dunes Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Sand Dunes Apartments for complete details on the current vacancies and housing applications....see full details
Bay County

HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Panama City Beach, FL

1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.