Santa Cruz, CA Low Income Housing

Santa Cruz, CA Low Income Housing Guide

Qualifying For Low Income Housing in Santa Cruz, CA

How do I qualify for low income housing in Santa Cruz, CA?
To qualify for low income housing in California, you must meet the following income requirements:

Your household income must be below 80% of the area median income (AMI). The AMI is updated annually by the Department of Housing and Urban Development (HUD) and varies by county.

You must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

You must be a U.S. citizen or a legal immigrant.

In addition to the income requirements, you may also need to meet other eligibility requirements, such as:

- You must not have been evicted from any public housing or Section 8 housing in the past three years.
- You must not have any outstanding felony convictions for drug-related offenses.
- You must not be a registered sex offender.

Types of Low Income Housing in Santa Cruz, CA

There are a variety of low-income housing options available in Santa Cruz, CA, including:
  • Public Housing: Public housing is owned and operated by your area Housing Authority. Public housing units are rented to low-income households at below-market rates.
  • Section 8 Housing Choice Vouchers: Section 8 is a federal program that provides rental assistance to low-income households. Vouchers can be used to rent apartments, townhouses, or single-family homes from private landlords.
  • Low Income Housing Tax Credit (LIHTC): LIHTC is a federal program that provides tax credits to developers who build or renovate affordable housing units. LIHTC units are typically rented at below-market rates.
  • Project-Based Section 8: Project-based Section 8 is a federal program that provides rental assistance to low-income households who live in specific apartment buildings or housing developments.
  • Very Low Income Housing Development (VLID): VLID is a federal program that provides grants to states and local governments to fund the development of affordable housing for low-income households.


In addition to these federal programs, there are also a number of state and local programs that provide low-income housing assistance in Santa Cruz, CA. These programs may offer rental assistance, down payment assistance, or other forms of financial assistance to help low-income households afford housing.

PublicHousing.com puts together our list of properties using the above program listings all on one website.



We display monthly rates for the apartments when possible. Most of subsidized apartments base the rent on income, therefore, you will need to contact the apartment directly for rates. We list all pertinent contact information.

HUD Fair Market Rent For Santa Cruz, California - Santa Cruz County

Studio Apartments $2,849
One Bedroom Apartments $3,085
Two Bedroom Apartments $4,054
Three Bedroom Apartments $5,000

List of Low Income Housing in or near Santa Cruz, CA

Stepping Out Housing

Stepping Out Housing - Santa Cruz

740 Plymouth St
Santa Cruz, CA - 95060
(831) 469-1830
Stepping Out Housing is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Stepping Out Housing for complete details on the current vacancies and housing applications. ...see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

St. Stephens Senior Housing - Affordable Community

St. Stephens Senior Housing - Affordable Community - Santa Cruz

2510 Soquel Avenue
Santa Cruz, CA - 95062
(831) 476-4700
In partnership with St. Stephens Lutheran Church and the County of Santa Cruz, MidPen Housing provides 40 low-income seniors, including senior veterans and frail elderly, with new, affordable apartment homes in the Live Oak neighborhood of Santa Cruz. Supportive services staff are onsite to help all residents access a wide range of programs and specific services will be provided in collaboration with the VA Palo Alto Healthcare System HUD-VASH Program and the Health Projects Center. Additional ...see full details
Santa Cruz County

Tannery Artist Lofts - Santa Cruz

1030 River St
Santa Cruz, CA - 95060
(831) 423-3662
Tannery Artist Lofts offers 99 low income one, two and three bedroom units. This is a Low Income Housing community and will have rent and income restrictions based on the Area Median Income. *Given the demand for low income housing, there may be a waiting list.  If this listing is incorrect, please contact us using the form below.* ...see full details
Santa Cruz County
See What Other Users Are Saying
Apartment Costs (user reports): 600.00
* See More User Reports on apartment costs

Are Utilities included in rent? (user reports): all utilites
* See More User Reports on utilities


Mission Gardens Santa Cruz Apartments

Mission Gardens Santa Cruz Apartments - Santa Cruz

90 Grandview
Santa Cruz, CA - 95060
(415) 345-4400
Mission Gardens is an affordable family and senior community comprised of 1, 2 and 3-bedroom apartments.  The property serves low to very low-income households. Tax-exempt bond financing was provided by Prudential Mortgage Capital. Credit enhancement was provided by Freddie Mac.  Low Income Housing Tax Credits were acquired by Union Bank. Additional financing was provided by the City of Santa Cruz. Renovation highlights include: new roofs, paint, energy efficient windows and patio doo...see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

Santa Cruz County Housing Authority

Santa Cruz County Housing Authority - Santa Cruz

2931 Mission Street
Santa Cruz, CA - 95060
(831)454-9455
Programs offered by the Santa Cruz Housing Authority: Developing and managing affordable rental housing. Developing affordable housing for sale to qualified local residents. Administering the federal government's Housing Developing and managing affordable rental housing. Developing affordable housing for sale to qualified local residents. Administering the federal government's Housing Choice Vouch (Section 8) program providing rental assistance to tenants in market-rate housing. Admi...see full details
Santa Cruz County

Alliance Member Services - Santa Cruz

PO Box 8507
Santa Cruz, CA - 95061

AMS Houses The Staff That Serves The Three Nonprofit Insurance Organizations That Provide Appropriate And Affordable Insurance And Loss Control Resources For Other 501(C)(3) Nonprofits....see full details
Santa Cruz County
Non Profit Apartment

El Centro Pacific - Santa Cruz

609 Pacific Ave Ste 101
Santa Cruz, CA - 95060
831-471-1914
THE CORPORATION IS THE GENERAL PARTNER OF CENTRO PARTNERS, A CA LIMITED PARTNERSHIP WHICH OWNS AND OPERATES A 45 UNIT PROJECT FOR LOW INCOME PERSONS...see full details
Santa Cruz County
Non Profit Apartment

Mercado La Playa - Santa Cruz

609 Pacific Ave Ste 101
Santa Cruz, CA - 95060
831-471-1914
THE ORGANIZATION IS A GENERAL PARTNER OF RIVERSIDE LIEBRANDT PARTNERS WHICH HAS DEVELOPED, OWNS, AND OPERATES AN AFFORDABLE HOUSING PROJECT...see full details
Santa Cruz County
Non Profit Apartment

Santa Cruz Community Counseling Center

Santa Cruz Community Counseling Center - Santa Cruz

195 Harvey West Blvd
Santa Cruz, CA - 95060
(831)469-1700
Santa Cruz Community Counseling Center Builds On The Strength Of People Working Together To Create Healthy Change In Their Lives And Community. We Deliver Quality Human Services Guided By The Values Of Diversity, Partnership, And The Power Of Workplace Democracy....see full details
Santa Cruz County
Non Profit Apartment

Elizabeth Oaks Apartments - Santa Cruz

1460 Jose Ave
Santa Cruz, CA - 95062
831-462-2637
Elizabeth Oaks Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Elizabeth Oaks Apartments for complete details on the current vacancies and housing applications....see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

Arbor Cove - Low Income Senior Housing

Arbor Cove - Low Income Senior Housing - Santa Cruz

84 Blackburn St
Santa Cruz, CA - 95060
(831) 454-9548
Arbor Cove is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Arbor Cove for complete details on the current vacancies and housing applications. Apartment Amenities:     Kitchens with gas stove and refrigerator     Wall-to-wall carpet and mini-blinds     Some units with patios     A limited number of accessible apartments for the mobility impaired Community Amenities...see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

Garfield Park Village - Affordable Low Income Senior Housing

Garfield Park Village - Affordable Low Income Senior Housing - Santa Cruz

721 Bay St
Santa Cruz, CA - 95060
(831) 423-3411
Garfield Park Village is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Apartment Amenities: Kitchen with electric stove and refrigerator Carpeting and blinds Patios and balconies Limited number of accessible apartments for mobility-impaired Community Amenities and Services: Service Coordination Resident Gardening Space Beautifully landscaped courtyard Community room for regularly scheduled a...see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

East Cliff Village Apartments - Santa Cruz

1635 Tremont Dr
Santa Cruz, CA - 95062
831 462-2400
East Cliff Village Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact East Cliff Village Apartments for complete details on the current vacancies and housing applications....see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

Gault Street Sr Hsg

Gault Street Sr Hsg - Santa Cruz

211 Gault Street
Santa Cruz, CA - 94060
303-830-3300
Gault Street Sr Hsg is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Gault Street Sr Hsg for complete details on the current vacancies and housing applications....see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

Grace Commons

Grace Commons - Santa Cruz

1041 Cayuga St
Santa Cruz, CA - 95062
(831) 469-1830
Grace Commons is a low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Grace Commons for complete details on the current vacancies and housing applications....see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

Casa Linda

Casa Linda - Santa Cruz

1840 Maciel Ave
Santa Cruz, CA - 95062
(831) 469-1830
Casa Linda is a Disabled low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Casa Linda for complete details on the current vacancies and housing applications....see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

Santa Cruz Riverfront

Santa Cruz Riverfront - Santa Cruz

148-s Blaine St
Santa Cruz, CA - 95060
(831) 464-2197
Santa Cruz Riverfront is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Santa Cruz Riverfront for complete details on the current vacancies and housing applications....see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

La Posada

La Posada - Santa Cruz

609 Frederick St
Santa Cruz, CA - 95062
(831) 429-9230
La Posada is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact La Posada for complete details on the current vacancies and housing applications....see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

San Lorenzo Park Apartments - Santa Cruz

134 Dakota Ave.
Santa Cruz, CA - 95060
(415) 345-4400
San Lorenzo Park Apartments is a senior low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact San Lorenzo Park Apartments for complete details on the current vacancies and housing applications....see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

Seaside Apartments - Santa Cruz

1380 30th Ave
Santa Cruz, CA - 95062
(831) 475-1841
Seaside Apartments is a Family low income housing apartment subsidized by the federal governments HUD (Housing and Urban Development Division). Contact Seaside Apartments for complete details on the current vacancies and housing applications....see full details
Santa Cruz County
HUD Housing Apartment
Section 8 apartment

Tips for Finding Low-Income Housing in Santa Cruz, CA

  • 1. Check with local social service agencies. Many social service agencies offer affordable housing programs or can provide you with information on affordable housing resources in your area.
  • 2. HUD Exchange: The HUD Exchange website provides information on a variety of federal housing programs, including Section 8 and HOME.
  • 3. National Low Income Housing Coalition: The NLIHC website provides information on affordable housing programs and policies at the national and state levels.

Nearby Cities


Apartment Checklist
Check For Waiting Lists
Most apartments have waiting lists. Search early and do not just settle on one apartment choice.

Contact Your Local Housing Authority
Housing authorities have many opportunities. Many do have closed waiting lists, but they may be able to provide other public housing resources.

Check The Federal Poverty Sliding Scale Guidelines
Check to see if you qualify for low cost or free housing by comparing the guidelines to your income records.



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